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Secured Overdraft | Loans - HSBC VN From 27 November 2024, the new versions of our app will no longer work on older versions of operating systems on Android and Apple devices. To continue to enjoy the latest features on your HSBC Vietnam app, please update your device's operating system to aOS 9 or iOS 15.0 or above. Skip page header and navigation Latest offers with HSBC Premier Premier support for overseas education Articles about studying abroad HSBC Premier World Mastercard® Credit Card Spend Instalment on HSBC Vietnam App Investment Linked Insurance Product - Pru-Flexinvest Financial Planning Foreign Exchange Special offers for study abroad Global View and Global Transfers HSBC International Student Program Financial wellbeing management Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback! Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts Pay no annual fee when you spend with your HSBC LiveFree Credit Card Latest offers with HSBC Premier Premier support for overseas education Articles about studying abroad HSBC Premier World Mastercard® Credit Card Spend Instalment on HSBC Vietnam App Investment Linked Insurance Product - Pru-Flexinvest Financial Planning Foreign Exchange Special offers for study abroad Global View and Global Transfers HSBC International Student Program Financial wellbeing management Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback! Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts Pay no annual fee when you spend with your HSBC LiveFree Credit Card Fulfill your personal needs while enjoying attractive interest rates on fixed deposits Eligibility and How to apply for a HSBC Secured Overdraft Having an arranged overdraft could come in handy if you need some short-term funds to serve your personal expense purposes. up to 95% of the value of VND Time Deposit or 75% of the value of Foreign Currency Time Deposit You could have the loan tenor up to 12 months We have quick disbursement processing within 3 hours How to apply click to link to Eligibility and How to apply section Interest rate = Prime rate + Spread Interest rate = Prime rate + Spread Prime Rate is an internal HSBC decided rate and may change vary from time to time Interest charged only on balance used, monthly interest repayment, principle repayment by end of tenor Vietnamese or resident foreigners Maintain an operating Term Deposit account at HSBC Please make sure you have carefully read the Eligibility and Terms and Conditions of Secured Overdraft . Call us on: Lines are open from 8am to 10pm daily. Download Secured Overdraft form Download Secured Overdraft form This link will open in a new window Secured Overdraft is a flexible loan for customers in need of funds while your own assets has been placed in a fixed deposit at HSBC Vietnam. Customers only pay monthly interest on the amount and number of days actually used. What are the current applicable interest rates? The current applicable lending interest rates are posted on our public website at https://www.hsbc.com.vn/en-vn/help/rates-and-fees/. Please contact our Contact Center or visit any HSBC branch or transaction office for further support. How will interest be charged when I utilize the approved limit? Monthly interest will be calculated based on the actual amount and the actual number of days of use. Read full FAQs to read the full version of frequently asked questions on loans Make your plan a reality today. Enjoy flexibility of your changing needs with our attractive loan. Start financing your dream home in an ideal way today. Write, call or send us a message Visit us at your nearest branch Find answers to your queries or contact us for further help Careers, media, investor and corporate information HSBC Group | © Copyright HSBC Bank Group 2002-2025 All rights reserved This website is designed for use in Vietnam. Cross-border disclosure